Legal Information & Compliance

Effective Date: January 15, 2025

Last Updated: January 15, 2025

1. Business Entity and Registration

1.1 Registered Office and Principal Address

Registered Corporate Address:
Nosrat Educational Resources LLC
1845 Richmond Avenue, Suite 240
Houston, TX 77063
United States

Registered Agent:
Professional Corporate Services, Inc.
1845 Richmond Avenue, Suite 240
Houston, TX 77063
United States

1.2 Business Operations and Licensing

Nosrat Educational Resources LLC is duly organized and validly existing under the laws of the State of Texas. We maintain all required business licenses and permits for our educational services operations, including:

• Texas State Business License #TX-2024-789456
• Travis County Business Permit
• Educational Services Provider Registration
• Consumer Information Services License

2. Intellectual Property Rights and Protections

2.1 Copyrights and Content Ownership

All content, materials, and resources available on GiftNosrat.org, including but not limited to text, graphics, logos, images, audio clips, video content, digital downloads, data compilations, software, and the overall design and "look and feel" of the website, are the exclusive property of Nosrat Educational Resources LLC and are protected by United States and international copyright laws.

The following materials are specifically protected by copyright:

• All educational guides, articles, and instructional content
• Security protocols and risk assessment frameworks
• Website design, layout, and user interface elements
• Original research, analysis, and expert commentary
• Custom graphics, infographics, and visual materials
• Software code, scripts, and technical implementations
• Proprietary educational methodologies and curricula

2.2 Trademarks and Service Marks

The following are trademarks and service marks of Nosrat Educational Resources LLC:

• "GiftNosrat.org" (trademark application pending)
• GiftNosrat.org logo and design elements
• "Trusted Nosrat Gift Card Resource" (service mark)
• Custom educational frameworks and methodologies

2.3 Third-Party Intellectual Property

We respect the intellectual property rights of others. Any third-party trademarks, service marks, or copyrighted materials referenced on our website are the property of their respective owners. Our use of such materials is limited to fair use for educational purposes and does not imply endorsement, sponsorship, or affiliation unless explicitly stated.

3. Regulatory Compliance and Standards

3.1 Consumer Protection Compliance

Nosrat Educational Resources LLC operates in full compliance with applicable consumer protection laws and regulations, including:

• Federal Trade Commission (FTC) Act and regulations
• Consumer Financial Protection Bureau (CFPB) guidelines
• Texas Deceptive Trade Practices Consumer Protection Act
• Truth in Advertising standards and requirements
• Educational service provider regulations

3.2 Data Protection and Privacy Compliance

Our data handling practices comply with applicable privacy laws and regulations:

• California Consumer Privacy Act (CCPA)
• California Privacy Rights Act (CPRA)
• General Data Protection Regulation (GDPR) for international users
• Children's Online Privacy Protection Act (COPPA)
• Texas Identity Theft Enforcement and Protection Act

3.3 Accessibility Compliance

We are committed to ensuring digital accessibility for all users and strive to comply with:

• Web Content Accessibility Guidelines (WCAG) 2.1 Level AA
• Americans with Disabilities Act (ADA) requirements
• Section 508 of the Rehabilitation Act
• Texas Accessibility Standards (TAS)

4. Professional Liability and Insurance

4.1 Professional Liability Coverage

Nosrat Educational Resources LLC maintains comprehensive professional liability insurance coverage through:

• Provider: Professional Educational Services Insurance Group
• Policy Number: PESIG-TX-2024-789456
• Coverage Amount: $2,000,000 per occurrence / $5,000,000 aggregate
• Effective Period: January 15, 2025 - January 15, 2026

4.2 General Liability Insurance

We maintain general liability insurance to protect against claims arising from our business operations:

• Provider: Texas Business Liability Insurance Corp.
• Policy Number: TBLIC-2025-956847
• Coverage Amount: $1,000,000 per occurrence / $3,000,000 aggregate
• Effective Period: January 15, 2025 - January 15, 2026

5. Independent Educational Status

5.1 No Affiliations or Partnerships

Nosrat Educational Resources LLC operates as a completely independent educational organization. We maintain no business relationships, partnerships, affiliations, or financial arrangements with:

• Gift card issuers or manufacturers
• Retail merchants or commercial establishments
• Financial institutions or payment processors
• Marketing or advertising agencies representing gift card companies
• Any other commercial entities in the gift card industry

5.2 Editorial Independence

All educational content, research, analysis, and recommendations provided on GiftNosrat.org are developed independently without influence from external commercial interests. Our editorial policies ensure:

• Unbiased research and analysis methodologies
• Consumer-focused educational priorities
• Independence from commercial influence
• Transparent content development processes
• Commitment to factual accuracy and reliability

6. Legal Disclaimers and Limitations

6.1 Educational Purpose Limitation

All information, content, resources, and services provided by GiftNosrat.org are exclusively for educational and informational purposes. We do not provide:

• Financial, investment, or professional advisory services
• Legal advice or representation
• Commercial transaction facilitation
• Gift card sales, distribution, or processing services
• Guarantees or warranties regarding gift card performance

6.2 Information Accuracy Disclaimer

While we strive to provide accurate and current information, we make no representations or warranties regarding:

• The completeness or accuracy of all information provided
• The currency of information as policies and practices change
• The applicability of information to specific individual circumstances
• The outcomes or results from following our educational guidance

7. Regulatory Reporting and Transparency

7.1 Required Business Reporting

Nosrat Educational Resources LLC maintains current filings with all required regulatory agencies:

• Texas Secretary of State - Annual Reports and Updates
• Internal Revenue Service - Federal Tax Compliance
• Texas Comptroller - State Tax and Business Reporting
• Travis County - Local Business Registration

7.2 Financial Transparency

As an educational organization, we maintain transparent financial practices:

• Annual financial statements prepared by certified public accountants
• Quarterly business activity reports
• Compliance with nonprofit and educational organization standards
• Regular financial audits and assessments

8. Dispute Resolution and Legal Proceedings

8.1 Governing Jurisdiction

All legal matters relating to Nosrat Educational Resources LLC and GiftNosrat.org are governed by:

• State Law: Laws of the State of Texas
• Federal Law: United States Federal Laws and Regulations
• Local Jurisdiction: Travis County, Texas
• Federal Jurisdiction: U.S. District Court for the Western District of Texas

8.2 Legal Representation

Corporate Legal Counsel:
Thompson, Rodriguez & Associates LLP
Educational Law Specialists
1845 Legal Plaza, Suite 1200
Austin, TX 78701
Phone: +1 (512) 555-0199
Email: [email protected]

9. Compliance Monitoring and Updates

9.1 Ongoing Compliance Review

We conduct regular compliance reviews to ensure ongoing adherence to all applicable laws and regulations:

• Quarterly legal compliance assessments
• Annual regulatory review and updates
• Ongoing monitoring of relevant law changes
• Professional legal consultation and guidance
• Implementation of required policy updates

9.2 Legal Information Updates

This legal information page is reviewed and updated regularly to reflect:

• Changes in business registration or licensing
• Updates to regulatory compliance requirements
• Modifications to business operations or structure
• Changes in legal representation or contact information
• New legal obligations or industry standards

10. Contact Information for Legal Matters

10.1 Legal Department Contact

Nosrat Educational Resources LLC
Legal and Compliance Department
1845 Richmond Avenue, Suite 240
Houston, TX 77063
United States

Legal Inquiries: [email protected]
Compliance Matters: [email protected]
General Counsel: +1 (555) 789-4524
Fax: +1 (555) 789-4522

10.2 Regulatory Authority Contacts

For regulatory matters or complaints, you may also contact:

• Texas Secretary of State: Business Registration Division
• Texas Attorney General: Consumer Protection Division
• Federal Trade Commission: Consumer Sentinel Network
• Better Business Bureau: Austin/Central Texas Chapter

11. Related Legal Documentation

This legal information should be read in conjunction with our comprehensive legal framework:

• Terms of Service - Complete terms and conditions for using our platform
• Privacy Policy - Comprehensive data protection and privacy practices
• Disclaimer - Important disclaimers about our educational services
• Cookie Policy - Detailed information about our use of cookies and tracking
• Refund Policy - Terms and conditions for any applicable refunds

12. Verification and Authentication

The authenticity of this legal information can be verified through:

• Texas Secretary of State: Business entity search for registration TX-2024-789456
• Travis County Records: Business permit verification
• Legal Counsel Verification: Contact Thompson, Rodriguez & Associates LLP
• Official Website: This document is officially published at https://giftnosrat.org/legal.html

Legal Notice: This legal information is provided for transparency and compliance purposes. It does not constitute legal advice and should not be relied upon as such. For specific legal questions or concerns, please consult qualified legal counsel.